Giora Offer

Africa-Israel Investments Ltd. is a holding and investments group. It operates through the following segments: Development of Residential Real Estate in Israel, Yielding Assets in Israel, Development of Yielding Properties and Assets in East Europe, Contractual Works, and Infrastructure. The Development of Residential Real Estate in Israel segment includes initiation of residential projects in Israel through acquisition of lands, constructing buildings, and selling of apartments. The Yielding Assets in Israel segment includes initiation, construction (including renovation and/or improvements), rental, and operating of buildings, mainly industrial, commercial, and offices, in Israel. The Development of Yielding Properties and Assets in East Europe segment includes development of residential properties, and initiation, construction, rental, and operating of industrial, office, and commercial buildings in Central and Eastern Europe. The Contractual Works segment includes the execution of residential and non-residential construction works. The Infrastructure segment includes construction and operating activities as a franchisee or construction activities as a main contractor of transport infrastructure such as roads, railways, and bridges. The company was founded in 1934 and is headquartered in Yehud, Israel.

Africa Israel Industries Ltd. is a holding company that engages in the manufacture of steel and ceramic products. The company was founded on April 10, 1958 and is headquartered in Kiryat Malachi, Israel.

Israel Discount Bank of New York provides domestic international private banking and commercial financial services to clients in the U.S. and abroad. The bank offers a wide range of deposit investment and originates commercial loans including those for commercial real estate and construction. It offers trade financing, equipment leasing and factoring services. he company was founded by Leon Recanati in 1935 and is headquartered in New York, NY.

Israel Credit Cards Ltd. provides payment solutions. It offers payment gateway products and services, such as online credit card processing, international and domestic credit and debit cards processing, multi currency processing, online gateway, merchant process, technical integration, wire/SWIFT payments, as well as risk management and customized fraud tools. The company was founded in 1979 and is headquartered in Givatayim, Israel

Part of Israel Discount Bank Ltd., Discount Bancorp, Inc. is a bank holding private company. The company is based in New York, NY.

IDB (Swiss) Bank Ltd. provides personal and commercial banking services. The firm focuses on wealth management. The company was founded in 2001 and is headquartered in Geneva, Switzerland.