Thomas Freeman

SunTrust Banks, Inc. provides commercial, industrial, investment and personal banking services. The company operates more than 1,700 bank branches across southeastern states, including Alabama, the Carolinas, Florida, Georgia, Maryland, Tennessee, Virginia and Washington, DC. The bank's offers include retail, commercial banking & trust services, credit cards, mortgage banking, mutual funds, insurance, equipment leasing, asset management & securities underwriting and dealing. SunTrust Banks is hedquartered in Atlanta, GA.

SunTrust Banks, Inc. is a bank and financial holding company that engages in the provision of financial services. It offers deposit, credit, mortgage banking, trust and investment, asset management, securities brokerage, and capital market services. It operates through the following segments: Consumer, Wholesale, and Corporate Other. The Consumer segment consists of consumer banking, lending, wealth management, and mortgage banking services. The Wholesale segment relates to advisory, capital raising, and financial risk management; commercial and business banking, commercial real estate; as well as treasury and payment solutions. The Corporate Other segment covers management of the company's investment securities portfolio, long-term debt, end user derivative instruments, short-term liquidity and funding activities, balance sheet risk management, and most real estate assets. The company was founded in July 12, 1984 and is headquartered in Atlanta, GA.

Headquartered in Boston, Fleet offers comprehensive investment management services to individuals with $1 million or more in assets. Investment advisors from Fleet Investment Advisors work as a team with relationship managers from Fleet Private Clients Group to provide integrated financial management that addresses the specific needs of individuals and families - from investment management to trust, retirement wealth management, credit, and banking services. Fleet National Bank is a wholly owned subsidiary of Fleet Boston Financial Corp.

KPMG LLP engages in the provision of audit, tax, and advisory services. It serves the banking and capital markets, building, construction and real estate, consumer and retail, energy, natural resources and chemicals, financial services, government and public sector, healthcare and life sciences, industrial manufacturing, insurance, media and entertainment, private equity, technology, telecommunications, and venture capital industries. The company was founded in 1987 and is headquartered in New York, NY.

The Risk Management Association was founded in 1990 and promotes an enterprise approach to risk management, with a focus on credit risk, market risk, and operational risk. The non-profit company is based in Philadelphia, PA and has subsidiaries in the United States. RMA has 1,700 institutional members, including banks of all sizes and nonbank financial institutions, represented by 18,500 individuals located throughout the country and the Pacific. The company offers the largest offering of risk-focused resources for the financial services industry and maintains a strong community of risk professionals through events and courses that advance the understanding of risk management in financial services.

First Citizens Community Bank engages in the personal and business banking products and services. It offers checking, savings, certificates of deposit, health savings, individual retirement, and money market investor accounts; term business, agriculture, business real estate, accounts receivable, small business administration, home equity, personal, auto, mortgage, home improvement, and private education loans; home equity, ready money, and business lines of credit options; letters of credit options, e-Statements and credit and debit cards. The company was founded in 1872 and is headquartered in Mansfield, PA.

Part of Pencor Services, Inc., Blue Ridge Communications, Inc. has been providing cable TV and internet services to communities in Pennsylvania since 1950. The private company is based in Palmerton, PA. The company is committed to providing innovative and best-in-class services through strategic investments in forward-thinking technology and partnerships with industry-leading companies. Blue Ridge also takes pride in supporting various local charities and organizations in the communities they serve. The company provides high-speed internet, TV, and phone services to customers in northeast and central Pennsylvania.

The First National Bank of Fredericksburg (Pennsylvania) is a national bank that operates under a federal charter which, engages in the provision of banking services. It provides personal and business banking, current loan and deposit rates, and online banking services. It offers commercial, installment, and mortgage loans to its customers. The company is headquartered in Fredericksburg, PA.