Steve Cardinal

Steve Cardinal manages the Fund’s farm portfolio, performs due diligence on property acquisitions and develops tenant relations.
He also oversees the appraisal of all Ceres property by external appraisers and Ceres’ funding activity.
Steve has worked directly with farm families and Ag companies for over 30 years to provide financing for crop inputs, farm machinery, buildings and farmland acquisition.
Most recently, he was Vice President of Commercial Loans for First Merchants Bank, serving the agricultural communities of Indiana.
Prior to FMB, Steve worked with Horizon Bank and Farm Credit Services in a similar role providing Ag financing in Indiana, Illinois, and Michigan.
Steve graduated from Purdue University with a B.S.
in Agriculture in 1978 and grew up on a farm in Southern Indiana