Askar Yelemessov

Kaspi Bank JSC is a retail bank, which focuses on consumer finance products and services. It offers insurance products, such as permanent disability insurance, unemployment insurance and car insurance, as well as credit card loans, consumer loans, car loans, point-of-sale loans, retail deposits and insurance products, as well as mortgage loans, home equity loans and small private business loans. The company was founded on January 1, 1991 and is headquartered in Almaty, Kazakhstan.

National Bank of Kazakhstan (NBK) was established in 1993 with the adoption of the law reorganizing the Kazakh Republican bank and the USSR's Gosbank into the National Bank of Kazakhstan. The central bank of Kazakhstan, NBK is the top tier of the country's banking system. The bank is accountable to the President of Kazakhstan and within its legal authority acts independently. Based in Almaty, NBK serves as trustee of the Kazakhstan National Fund, a stabilization fund established in 2000 with the aim of insulating the economy of the Republic of Kazakhstan from price swings of oil, gas and metals. The bank coordinates their activities with the government of Kazakhstan, aiming to ensure the stability of prices in the Republic of Kazakhstan by developing and implementing the state's monetary policy, supporting payment system functioning, implementing foreign exchange regulation and foreign exchange control and providing assistance to maintain the financial system's stability.

Kazkommertsbank JSC engages in the provision of banking and financial solutions. It operates through the following business segments: Retail Banking, Corporate Banking, Investment Banking, and Other. The Retail Banking segment represents private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans, and mortgages. The Corporate segment provides direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, and documentary credits. The Investment Banking segment involves financial instruments trading, structured financing, merger and acquisitions advice, foreign currency, and derivative products. The Other segment covers insurance operations and other activities. The company was founded in July 1990 and is headquartered in Almaty, Kazakhstan.