Charles Tan

American Century Investment Management, Inc. (ACIM) is a SEC-registered investment advisor and mutual fund manager headquartered in Kansas City, Missouri. The firm was founded by James E. Stowers, Jr. in 1958 and is a wholly-owned subsidiary of American Century Cos., Inc. ACIM provides portfolio management services to financial advisors, individual investors and institutional clients.

abrdn, Inc. is SEC-registered investment advisor and mutual fund manager headquartered in Philadelphia, Pennsylvania. Founded in 1995, the firm was formerly known as Aberdeen Asset Management, Inc. and as Aberdeen Standard Investments, Inc. until it became abrdn, Inc. in 2022. They are a subsidiary of abrdn Holdings Ltd., ultimately held by abrdn Plc (LON: ABDN) in Great Britain. abrdn provides investment products and solutions to various clients across the world.

Moody's Investors Service, Inc. is a credit rating and investment research firm headquartered in New York City. They are a subsidiary of Moody's Corp. (NYSE: MCO). The firm performs international financial research and analysis on commercial and government entities and provides a variety of analytic tools for assessing credit risk. Their clients include creditors, investment banks and commercial banks.

Part of Republic Bancorp, Inc. (Kentucky), First Commercial Bank (U.S.A.) is a financial institution based in Alhambra, CA. The bank offers personal and commercial banking services, including loans, online banking, bill pay, and international services. The company prides itself on putting the customer first and providing excellent service. The bank emphasizes online security and privacy and advises customers not to submit confidential information via email. In 2012, Republic Bank & Trust Co. (Louisville, Kentucky) acquired First Commercial Bank (U.S.A. from Federal Deposit Insurance Corp.