Tim Richardson

PFP Group Ltd. provides financial advice, employee benefit and wealth management services. Its services include pension scheme administration, benefit consultancy, pension scheme accounting, investment management, personal and corporate financial planning, pensioner payroll and financial advice. The company offers services to both prosperous individuals and corporate clients. PFP Group is headquartered in Harrogate, the United Kingdom.

Enliven LLC provides beverage deals negotiation. It offers services to airports, hospitals, and restaurants. The company was founded by Marten W. Quadland III and Tim Richardson in 2005 and is headquartered in Nashville, TN.

SEB Life International Assurance Co. Ltd. is based in Dublin, Ireland. Part of Skandinaviska Enskilda Banken AB, SEB Life International Assurance Co. Ltd. is an Irish life insurance company that engages in the cross border distribution of insurance based investment products under the EU Third Life Directive. SEB Life International Assurance Co. was acquired by SEB Trygg Liv Holding AB from Permanent TSB Group Holdings Plc on February 23, 2011 for $35.61 million.

Scottish Widows Ltd. (Investment Portfolio) (Scottish Widows-IP) is the investment portfolio division of Scottish Widows Ltd., a life insurance and pensions company headquartered in London, UK. The firm was founded in 1996 and is a subsidiary of Scottish Widows Group Ltd., which is owned by Lloyds Banking Group Plc (LON: LLOY) in Great Britain. Their product range includes workplace and individual pensions, annuities, life cover, critical illness, income protection as well as savings and investment products. Scottish Widows-IP manages the investment portfolio of insurance clients.