Soo-Nam Hwang

KB Capital Co., Ltd. engages in the provision of investment and financial services. It operates through the following divisions: Equipment Leasing, Installment Financing, New Technology Business Financing, Factoring, Loan, and Payment Assurance. The Equipment Leasing division offers physical financing services under contractual agreements for the use of various equipment such as automobiles, construction, medical, communications, information technology, and industrial equipment. The Installment Financing division provides funds financing services for the purchase and sale of goods and services under agreements between buyer and seller. The New Technology Business Financing division focuses on the investment and loans in new technologies business loans. The Factoring division manages and collects the other companies' bond accounts receivable for supplying goods and services. The Loan division provides enterprise loans and personal loans for working capital, housing funds, family loan, and property funds. The Payment Assurance division provides contracts for bank account holders to pay off the bonds by having employers as a guarantee. The company was founded on September 11, 1989 and is headquartered in Suwon-si, South Korea.

Credit Finance Association of Korea is a non-profit organization with the members of Credit Specialized Financial Business Companies, such as Credit Card, Leasing, Installment Financing and Venture Capital companies. CREFIA is making an every effort for the sound development of the Credit Specialized Financial Business Industry through constructive cooperation, information sharing, and promotion of research for mutual benefits of the members. The company was founded on March 30, 1998 and is headquartered in Seoul, South Korea.