Joseph Ali Naggar

GoldenTree Asset Management LP (GoldenTree) is a registered independent investment advisor and hedge fund manager headquartered in New York City. The firm was founded in 2000 by Steven A. Tananbaum, Steven Shapiro, Frederick Haddad and Leon Wagner. GoldenTree manages discretionary investment funds and advisory accounts for institutional investors including public and corporate pensions, endowments, foundations, insurance companies, family offices and sovereign wealth funds.

Concerto Card Co. is a tech-forward company that focuses on developing better credit card programs for innovative brands. The company is based in Austin, TX. The company combines creativity with advanced technologies and analytics to deliver programs that engage customers and deepen loyalty. The management team has decades of experience creating and managing some of the country's largest credit card programs. Concerto is backed by Matrix Partners, PayPal Ventures, and Goldentree Asset Management, and its partners include national consumer and retail companies, as well as MLB and NBA teams. The company provides both consumer and small business credit card products. The CEO of the company is Daniel N. Duncan.

Swiss Re Financial Services Corp. provides reinsurance brokerage services. The company is headquartered in New York, NY.

Morgan Stanley & Co. LLC is a registered broker-dealer subsidiary of Morgan Stanley Domestic Holdings, Inc., ultimately owned by Morgan Stanley (NYSE: MS) in the US. Headquartered in New York City, the firm was founded in 1987 and provides debt and equity services including underwriting, M&A advice, securities dealing and brokerage and trade execution. Their client base ranges from large global institutional investors to hedge funds at the cutting edge of innovation in the industry.