Hiroshi Watanabe

Pocket Card Co., Ltd. engages in the provision of credit cards, loans and insurance agency businesses. Its operations are carried out through the following segments: Financial Services and Others. The Financial Services segment comprises three divisions such as, comprehensive credit purchase brokerage division which issues credit cards to credit-certified members, who could use the cards to consume in the company's affiliated stores, and it would make bulk reimbursements to the stores afterwards; individual credit purchase brokerage division facilitates the product purchase and service provision to customers under contracts on a case by case basis, regardless of credit cards, and the company would make bulk reimbursements to the stores on behalf of the customers; financing division provides loans to its members via credit cards issued by the company. The Others segment is engaged in the operation of insurance agency business. It also provides financing services to unspecified consumers. The company was founded on May 25, 1982 and is headquartered in Tokyo, Japan.