David Malcolm

Westpac New Zealand Ltd. engages in the provision of consumer and business banking. It provides personal, business, agribusiness and institutional services which include bank accounts, home loans, credit cards, personal loans, insurance, investments and kiwi saver, international and migrant, payment solutions, business insurance, economic updates, farm finance and credit cards, agri information, transactional services and debt capital markets. The company was founded in 1861 and is headquartered in Auckland, New Zealand.

St. George Bank Ltd. provides a range of banking and financial products and services to business and corporate customers. The company offers specialist advice for cash flow finance, trade finance, automotive and equipment finance, property finance, transaction banking, and treasury services. Its relationship managers also conduct sales and service activities for its clients via business banking centres, Internet and telephone banking channels. St. George Bank was founded in 1937. Its headquarters are located in Kogarah, Australia.