Anthony V. Chang

The Bank of Nova Scotia Jamaica Ltd. engages in the provision of retail and commercial banking services. It operates through the following segments: Retail Banking; Corporate and Commercial Banking; Treasury; Insurance Services; and Other Operations. The Retail Banking segment consists of personal banking services; personal deposit accounts; credit and debit cards; and consumer loans and mortgages. The Corporate and Commercial Banking segment offers non-personal direct debit facilities, current accounts, deposits, overdrafts, loans, trading, and other credit facilities. The Treasury segment provides the incorporation of banks liquidity and investment management function, management of correspondent bank relationships, and foreign currency trading. The Insurance Services segment involves in incorporating the provision of life and medical insurance, and individual pension administration and annuities. The Other Operations segment comprises of non-trading subsidiaries. The company was founded in 1889 and is headquartered in Kingston, Jamaica.

Part of Scotia Group Jamaica Ltd., Scotia Jamaica Life Insurance Co. Ltd. provides life insurance services. The company is based in Kingston, Jamaica.

Scotia DBG Merchant Bank Ltd. provides commercial banking services. The company is headquartered in Kingston, Jamaica.

Scotia Investments Jamaica Ltd. engages in the provision of investment advisory and brokerage services, portfolio and fund management, investment management services for pension plans, and the operation of foreign exchange cambios. It offers capital markets, treasury and trading, corporate trust, and brokerage. The company was founded on December 12, 1992 and is headquartered in Kingston, Jamaica.

Dehring Bunting & Golding Ltd. is a broker/dealer headquartered in Kingston, Jamaica. The firm provides a full array of trading and execution services for their clients. They do not provide any internal research.