William P. Richgels

FirstMerit Corp. operates as a bank holding company for FirstMerit Bank, NA. The company provides a wide range of banking, fiduciary, financial, insurance and investment services to corporate, institutional and individual customers throughout Ohio, Chicago, Illinois and Western Pennsylvania. It operates through four business lines: Commercial, Retail, Wealth & Other. The Commercial line of business provides a full range of lending, depository, and related financial services to middle-market corporate, industrial, financial, business banking, public entities, and leasing clients. It also includes personal business from commercial loan clients in coordination with the Wealth Management segment. Its products include commercial term loans, revolving credit arrangements, asset-based lending, leasing, commercial mortgages, real estate construction lending, letters of credit, cash management services and other depository products. The Retail line of business includes consumer lending and deposit gathering, residential mortgage loan origination and servicing, and branch-based small business banking. Retail offers a variety of retail financial products and services including consumer direct and indirect installment loans, debit and credit cards, debit gift cards, residential mortgage loans, home equity loans and lines of credit, deposit products, fixed and variable annuities and ATM network services also offers other deposit products includes checking, savings, money market accounts and certificates of deposit. The wealth line of business offers an array of asset management, private banking, financial planning, estate settlement and administration, credit and deposit products and services. Its trust and investment services include personal trust and planning, investment management, estate settlement and administration services. The Retirement plan services focus on investment management and fiduciary activities. The Brokerage and insurance delivers retail mutual funds, other securities, variable and fixed annuities, personal disability and life insurance products and brokerage services. The Private banking provides credit, deposit and asset management solutions for affluent clients. The Other line of business includes activities that are not directly attributable to one of the three principal lines of business which includes other category the parent company, eliminations companies, community development operations, the treasury group, which includes the securities portfolio, wholesale funding and asset liability management activities, and the economic impact of certain assets, capital and support function not specifically identifiable with the three primary lines of business. The company was founded in 1981 and is headquartered in Akron, OH.

The Risk Management Association was founded in 1990 and promotes an enterprise approach to risk management, with a focus on credit risk, market risk, and operational risk. The non-profit company is based in Philadelphia, PA and has subsidiaries in the United States. RMA has 1,700 institutional members, including banks of all sizes and nonbank financial institutions, represented by 18,500 individuals located throughout the country and the Pacific. The company offers the largest offering of risk-focused resources for the financial services industry and maintains a strong community of risk professionals through events and courses that advance the understanding of risk management in financial services.

First Midwest Bank operates as state chartered commercial bank. The firm provides the full range of both business and retail banking and trust and investment management services. The company is headquartered in Joliet, IL.

First National Bank is a nationally chartered commercial bank. The firm offers personal, business banking services including digital banking, checking, cards, video banking, mortgage, auto, personal loans and online banking. It has offices in Ames, Ankeny, Johnston and West Des Moines. The company was founded by Sandor W. Shapery in 1903 and is headquartered in Ames, IA.

Morgan Services, Inc. provides linen and uniform rental services for all types of facilities. Its services include hospitality, healthcare, and image products and services. The company was founded on January 10, 1887 and is headquartered in Chicago, IL.

JPMorgan Chase Bank, NA provides commercial banking services. It offers investment banking, merchant services, and institutional asset management services. The company is headquartered in New York, NY.