R. S. Spencer

ECB Bancorp, Inc. operates as a bank holding company for The East Carolina Bank. It is a state chartered, independent community bank insured by the Federal Deposit Insurance Corporation. It provides financial services through its 25 offices covering eastern North Carolina from Currituck to Ocean Isle Beach and Greenville to Hatteras. It also provides mortgage, wealth management and Insurance services through the bank's licensed agents. The company delivers financial products and services to consumers, small businesses, and agricultural customers. It offers wealth management products, insurance products and treasury management products to the small business enterprises which help them in managing their time and money. The company was founded on March 4, 1998 and is headquartered in Engelhard, NC.