Patrick Wayne Thelwell

Founded in 2002, Capital & Credit Securities Ltd. (CCSL), formerly Capital & Credit Asset Management Ltd., is a broker/dealer located in Kingston, Jamaica. The firm is a wholly-owned subsidiary of Capital & Credit Merchant Bank Ltd. CCSL's focus is to assist clients in the creation and management of wealth through a full range of investment options including stock-brokering, portfolio planning, pension fund management and investment advisory services. Their portfolio of products carries significant value-added benefits to its clients. The firm provides a full array of trading and execution services. They do not provide any internal research

Capital & Credit Financial Group Ltd. operates as a holding company with interests in providing financial services. It operates through its subsidiaries that include Capital & Credit Merchant Bank Limited, Capital & Credit Remittance Limited, Capital & Credit Payment Systems Limited and Capital & Credit Holdings Inc. The firm's subsidiaries provide banking, securities trading, pension fund management, wealth creation, unit trust, and remittance products and services. The company was founded on January 24, 1994 and is headquartered in Kingston, Jamaica.

JMMB Bank (Jamaica) Ltd. engages in the business of taking deposits, granting loans, and trading in foreign currencies. The company was founded on May 23, 1975 and is headquartered in Kingston, Jamaica.