Mustafa Aydin

Denizbank AS engages in the provision of banking services. It operates through the following segments: Wholesale Banking, SME & Agricultural, Retail Banking, and Treasury and Other Banking. The Wholesale Banking segment offers financial and banking solutions to large-scale local and international corporate and commercial customers. The SME & Agricultural segment covers producers with farmer certification who earn a living from agricultural activities as well as agricultural organizations with legal entity status and agribusinesses. The Retails Banking segment offers loan products, distinctive credit cards, investment, deposit and insurance products, as well as small and medium enterprise and agricultural loans. The Treasury and Other Banking segment offers foreign exchange transactions, trading of treasury bills, bonds and other securities and derivative instruments. The company was founded by Hakan Ates on April 8, 1997 and is headquartered in Istanbul, Turkey.

Demir-Halk Bank (Nederland) NV provides retail banking services. It offers financial products and services from deposit and savings accounts to retail and mortgage loans. The firm offers services for both consumers and corporate clients. It has offices in the Netherlands, Belgium, Germany and Turkey. The company was founded in 1992 and is headquartered in Rotterdam, the Netherlands.

HALKBANK AD Skopje provides banking products and services to businesses and individuals. It offers personal banking, credit cards, housing loans, consumer loans, savings and investments, business loans, and domestic and foreign payment processing. The company was founded in 1993 and is headquartered in Skopje, Macedonia.

Halkbank ad Belgrade engages in the provision of banking and financial services. It operates through the following segments: Corporate and SME, Retail, Public Sector and Public Companies, and Banking Sector. The Corporate and SME segment includes loans for working capital, investment loans, revolving loans, loans covered by deposit, overdraft, loans from IFIs credit lines. The Retail segment refers to the cash loans, refinancing loans, housing loans, energy efficiency from GGF credit line and car loans. The Public Sector and Public Companies segment comprises the public debt securities, t-bills, mostly in RSD and EUR. The Banking Sector includes money market transactions and SWAP. The company was founded in September 1956 and is headquartered in Novi Belgrade, Serbia.