Michael A. Kerlan

Credit Capital Investments LLC is an investment manager and advisor that provides independent and timely fixed income, equity, economic, and quantitative research. The private company is based in Short Hills, NJ, and was founded in 2003. CCI manages separate accounts and is an advisor to the Teak Hill Fund and the Teak Hill Indus Fund. Varkki P. Chacko has been the CEO of the American company since 2006.

Wells Fargo Securities LLC (WFS) is the broker/dealer subsidiary of EVEREN Capital Corp., ultimately owned by Wells Fargo & Co. (NYSE: WFC). Headquartered in New York, WFS delivers a comprehensive suite of banking, capital markets and advisory solutions, such as a full complement of sales, trading and research capabilities, to corporate, government and institutional clients.

Moody's Investors Service, Inc. is a credit rating and investment research firm headquartered in New York City. They are a subsidiary of Moody's Corp. (NYSE: MCO). The firm performs international financial research and analysis on commercial and government entities and provides a variety of analytic tools for assessing credit risk. Their clients include creditors, investment banks and commercial banks.

TD Waterhouse Group, Inc. provides investors and financial advisors with a broad range of brokerage, mutual fund, banking and other consumer financial products on an integrated basis. The company currently services 3.2 million active customer accounts in the United States, Canada, and the United Kingdom, and through its brokerage subsidiaries and affiliates, acts as custodian for approximately $172.3 billion customer assets

DoubleClick, Inc. provided digital marketing technology and services. The company's products are being used by its clients for ad serving, rich media, video, mobile, search and affiliate marketing purposes. DoubleClick was founded in 1996 and was headquartered in New York, NY.