John J. Bisgrove

First Niagara Financial Group, Inc. operates through its wholly owned subsidiary, First Niagara Bank, N.A., provides a wide range of retail and commercial banking as well as other financial services to individuals, families and businesses across Upstate New York, Pennsylvania, Connecticut and Massachusetts. It operates through two segments: Banking and Financial Services. The Banking segment includes all of its retail and commercial banking operations. The financial services segment offers a wide range of insurance products and consulting services to help both its retail and commercial customers achieve their financial goals. The company was founded in April 1998 and is headquartered in Buffalo, NY.

Iroquois Bancorp, Inc. (New York) is a state commercial bank based in Auburn, NY. Iroquois Bancorp, Inc. is primarily focused on providing banking services to individuals and businesses in the local community. The company was acquired by First Niagara Financial Group, Inc. on November 06, 2000 for $76.70 million.