Joe Perfilio

The Guardian Life Insurance Company of America engages in the provision of life insurance services. It offers insurance services in life, disability, and dental insurance services. The company was founded in 1860 and is headquartered in New York, NY.

Biondo Investment Advisors LLC (Biondo) is an independent registered investment advisor and wealth manager headquartered in Milford, Pennsylvania with a satellite office in Sparta, New Jersey. The firm was founded by Joseph (Joe) Biondo, Sr. in 2004 and is a subsidiary of the Biondo Group LLC. Biondo provides investment and financial planning advice to individuals, investment companies, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations or other business entities, educational institutions, endowments and foundations. It also provides investment advice to clients through its participation in programs at Morgan Stanley, Merrill Lynch, J.P. Morgan and ENVESTNET.

Ameriprise Financial Services LLC (AFS) is a registered broker-dealer headquartered in Minneapolis, Minnesota. The firm was founded in 1971 and is a subsidiary of AMPF Holding Corp., which is owned by Ameriprise Financial, Inc. (NYSE: AMP). AFS offers brokerage services that enable clients to invest in many different types of investments including mutual funds, stocks, bonds, exchange traded products, unit investment trusts, annuities and alternative investments.

Part of Manulife Financial Corp., John Hancock Variable Trust Advisers LLC is a company that provides fund management services. The company is based in Boston, MA. The company was founded in 1997. Andrew Grant Arnott has been the CEO of the company since 2006.