Fred Wagstaff

Founded in 1988, Sterne Agee Asset Management, Inc. (SAAM) is a registered investment advisor located in Birmingham, Alabama. The firm is a wholly-owned subsidiary of Sterne Agee Group, Inc., a privately held financial holding company. Their ultimate parent is Stifel Financial Corp. (NYSE: SF). Affiliates of SAAM include, but are not limited to, Sterne, Agee & Leach, Inc. and Sterne Agee Financial Services, Inc. (each a registered broker-dealer), Sterne Agee Investment Advisor Services, Inc. (an SEC-registered investment advisor), The Trust Company of Sterne Agee, Inc. (an Alabama-chartered non-depository trust company), and FBC Mortgage LLC, a retail mortgage banker. SAAM provides investment advisory services to individuals, corporations, institutions, pension or profit sharing plans, employee benefit plans, trusts, estates, charitable organizations, other business and government entities, educational institutions, and banks or thrift institutions. In addition, the firm may serve as general partner and/or provide investment advice to certain private investment funds.