Fernando Jose Izquierdo Gabaldon

The SegurCaixa Holding Group, previously CaiFor, is a leader in the Spanish insurance and pension plan market. It operates through the companies VidaCaixa and SegurCaixa, and its activity is structured on the basis of two large areas: products and services for individual clients, and products and services for groups and companies. Ricardo Fornesa is the Group's Chairman, the CEO is Tomás Muniesa, and the General Manager is Mario Berenguer. In the area of individual clients, VidaCaixa offers an extensive range of Life-Risk, Health and Savings insurance policies, along with Pension Plans, while SegurCaixa offers Household, Automobile and Accident insurance. In the groups and companies sector, the specialised division, VidaCaixa Previsión Social, provides this market with Life, Health and Accident insurance, as well as Pension Plans.