Dmitriy Leonidovich Popkov

Bank Otkritie Financial Corp. PJSC engages in the provision of commercial activities, trading with securities, foreign currencies and derivative instruments, and providing loans and guarantees. It operates through the following segments: Corporate; Small businesses; and Retail banking; Investment Activities and Other Assets Management; and Unallocated Amounts. The Corporate banking segment provides banking services to large and medium-sized corporate customers. The Small businesses banking segment provides banking services to small businesses and individual entrepreneurs. The Retail banking segment provides banking services to individual customers, affluent and wealthy individuals. The Investment Activities and Other Assets Management includes trading products with fixed income and equity products, foreign exchange, precious metals and derivatives on such products, operations on monetary markets, operations under repurchase agreements, brokerage services and asset management and other investment banking services. The Unallocated amounts segment balances income and expense items not allocated to any of the segments in the internal management reporting systems. The company was founded on May 12, 1992 and is headquartered in Moscow, Russia.

OTKRITIE Holding JSC provides financial and investment services. It also offers business consulting, asset management, insurance, as well as banking and brokerage services. The company was founded by Vadim Stanislavovich Belyaev in 1995 and is headquartered in Moscow, Russia.

National Bank TRUST PJSC provides retail and corporate banking services. It offers account opening and maintenance, debit and credit cards, deposits and loans, money transfers, safekeeping of valuables, foreign exchange, as well as settlement and cash operations. The company was founded on July 5, 1995 and is headquartered in Moscow, Russia.

Sova Capital Ltd. (Sova Capital) is the Great Britain-based brokerage and investment banking subsidiary of Despacio Associated Ltd., itself a subsidiary of Concern Rossium LLC in the Russian Federation. Formerly known as Otkritie Capital International Ltd., established in 2007, the firm is headquartered in London with additional offices in Moscow, New York and an affiliate office in Cyprus. Sova Capital provides a range of investment services to Russian and global institutional and corporate clients including independent research, securities sales & trading, financing and direct and reverse REPO. Through their state-of-the art technology they provide customized direct, low-latency access to leading equity and derivative markets and multi-lateral trading facilities.

Petrocommerce Bank OJSC provides commercial banking services. Its activities include support for clients involved in export and import transactions, local and foreign currency bank deposits, money transfers, foreign exchange transactions, securities trading, and trading in derivative financial instruments. It also offers depository service, retirement life insurance, credit cards, online services, and safe deposit boxes. The company was founded on February 21, 1992 and is headquartered in Moscow, Russia.