Denys Maltsev

TBI Holdings BV operates as a financial holding company with activities in the engineering, construction and development, and infrastructure industries. Its subsidiaries include Comfort Partners, Croon Elektrotechniek, Eekels Technology, Era Contour, Groothuis Wonen, Hazenberg Bouw, Hevo, J.P. van Eesteren, Koopmans Bouwgroep, MDB, Mobilis, Nico de Bont, Synchroon, Timmermans Infratechniek, Voorbij Funderingstechniek, Voorbij Prefab, Wolter and Dros, and WTH Vloerverwarming. The company was founded in 1981 and is headquartered in Rotterdam, the Netherlands.

Halkbank AD engages in the provision of banking services, which include personal and corporate banking services. The company was founded on March 15, 1993 and is headquartered in Skopje, Macedonia.

The Baltics Small Equity Fund LLC invests in small and medium sized enterprises in Estonia, Latvia and Lithuania. The fund focuses on growth-oriented companies and trustworthy entrepreneurs. It seeks minority stakes and invests up to $400,000 (in local currency equivalent) per company. The fund invests in all industry sectors, except tobacco or tobacco production, armaments, hard spirits, gambling, financial services, speculative activities such as real estate or commodities trading and/or activities harmful to the environment.

Energo Sp zoo engages in the import and distribution of coal. It sells high-energy coal from Siberia. The company was founded in 1997 and is headquartered in Bielsk Podlaski, Poland.

Part of LHV Group AS, Hermis Finansai IVKI UAB is a Lithuanian company that provides investment banking services. The company is based in Vilnius, LT. Hermis Finansai IVKI was acquired by Lohmus Haavel & Viisemann on July 22, 2004.

PIC Doverie AD is the Bulgaria-based pension fund management subsidiary of Atbih GmbH, ultimately held by Wiener Staedtische Wechsels Versicherungs Vermoegen in Austria. Headquartered in Sofia, the firm offers supplementary pension insurance funds which operate as a third pillar within the Bulgaria pension system.

Paynetics Ad engages in the operation of B2B payment and digital banking platform. It offers payment data money transfers, IBAN accounts, BIN sponsorship, software point of sales, card issuing, payment tokenization, and Ewallet. The company was founded by Ivo Gueorguiev and Valeri Valtchev and is headquartered in Sofia, Bulgaria.

Part of Ingenico Group SA, Phos Services Ltd. develops payment software. The company is based in Bromley, UK. The British company was founded in 2018 by Antonina Martinova, Ivo Alexandrov Gueorguiev, Valeri Marinov Valtchev. The CEO is Bradley John Hyett. Phos Services was acquired by Ingenico Group SA on March 28, 2023.

Part of Paynetics Ad, Phyre AD is a customer-centric fintech company based in Sofia, Bulgaria. The Bulgarian company provides a digital wallet for Android and iOS devices that makes payments and money transfers faster and easy to track. Users can join Phyre for free and spend on contactless payment terminals all over the world without any fees. The company can also send and receive funds free within the Phyre network. Phyre offers all its perks with Apple Pay, which is an easy, fast, and private way to pay. The company was founded in 2015 by Ivo Alexandrov Gueorguiev, Valeri Marinov Valtchev, Konstantin Yanev Djelebov, and Konstantin Yanev Djelebov has been the CEO since 2015. Phyre was acquired by Paynetics Ad on May 23, 2023.

Part of Sovcombank PJSC, Arka-Finance is a Russian company that provides loans to consumers. The company is based in Berdsk, Russian Federation. Arka-Finance was acquired by Sovcombank PJSC from TBI Holdings BV on September 01, 2007.

Ptakhofabryka Pershe Travnya Engages in poultry and selling of eggs. It also provides dairy products and other services. The company was founded on November 21, 1996 and is headquartered in Cherkasy, Ukraine.

TBI Bulgaria ad provides investment services. It offers financial services in the areas of pension and health assurance, general and life insurance, consumer finance, business and mortgage loans, leasing, asset management, and mutual funds. The company is headquartered in Sofia, Bulgaria.

TBI Invest EAD is a licensed investment intermediary based in Sofia, BG. TBI Invest is a member of the Bulgarian Stock Exchange - Sofia and the Central Depository. The Bulgarian company specializes in brokerage, investment banking, and corporate finance. The private company offers individual solutions in corporate finance, financial asset management, and securities trading. TBI Invest provides expert-level services according to the specific needs of clients, including trading in government securities, shares, and bonds, compensatory instruments, trust management of individual portfolios, and financing structuring and placement of issues shares and bonds.

Financial Initiative Bank provides banking and financial services. It offers opening and maintaining current accounts, lending, credit cards, deposits, foreign exchange operations and deposit programs. The company was founded in 2004 and is headquartered in Kiev, Ukraine.

UkrLandFarming Plc operates as an agricultural holding company which interests in grain growing and cattle breeding services. It provides a distribution of crop protection products, mineral fertilizers and special fertilizers, seeds, agricultural machinery and spare parts. The company also breeds cattle, primarily for beef and raw milk production, produces seeds and leather, and distributes various agricultural feed stocks to third-party customers and to its divisions. It grows key crops, corn, sugar beet, oilseeds and forage crops. UkrLandFarming was founded in 2007 by Oleg Romanovych Bakhmatyuk and is headquartered in Kiev, Ukraine.

Part of Innimmo Financial Services, CrediBul Ltd. provides credit financing and financial assistance services. The company is based in Izot, Bulgaria. CrediBul was acquired by Innimmo Financial Services from Société Générale SA on August 11, 2012.

Part of 4finance Holding SARL, TBI Bank EAD Sofia - Sucursala Bucuresti is a financial institution that offers quick and convenient solutions for its clients. The company is based in Bucharest, Romania. The Romanian company provides online credits for small and medium-sized businesses without requiring collateral or a bank account. Additionally, TBI Bank EAD Sofia - Sucursala Bucuresti offers financing options for various vehicles, including cars, motorcycles, scooters, and even motorhomes.

TBIF Financial Services BV provides financial services. It focuses on retail banking, lending and Asset management. It products portfolio are banking, consumer finance, leasing, mortgages and asset management. The company was founded in 2001 and is headquartered in Amsterdam, the Netherlands.

Part of 4finance Holding SARL, TBI Bank EAD is a Bulgarian banking company that provides banking services. The company is based in Lozenets, Bulgaria.

Part of Wiener Städtischen Wechsels Versicherungs Vermoegen, TBI Leasing EAD engages in operational and financial leasing of new cars, vehicles, trucks, and many more. The company is based in Sofia, Bulgaria.

Part of Ryvyl, Inc., TBI Credit EAD is a banking services provider based in Bulgaria, Bulgaria. TBI Credit was acquired by Transact Europe Holdings OOD, a SUB of Ryvyl, Inc. from TBI Financial Services BV on December 18, 2014.

TBI Leasing IFN SA provides financial leasing services. It offers new and used cars, and real estate leasing, financing of equipment purchasing, and fleet management. The company was founded in 2002 and is headquartered in Bucharest, Romania.