Alberto Moreno Arnaiz

Part of The Hearst Family Trust, Fitch Ratings Colombia SA SCV is a Colombian company that provides investment research. The company is based in Bogota, Colombia. The company was founded in 2009. María Paula Moreno has been the CEO of the company since 2013.

Fitch Ratings, Inc. is a global rating agency and investment research firm headquartered in New York City. The firm was founded by John Knowles in 1913 as Fitch Publishing Co. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. Fitch Ratings seeks to provide independent and prospective credit opinions, research and data to the world's credit markets. Their approach is based on a foundation of local market experience that covers capital markets in over 150 countries. The firm's ratings analysis and rating decisions are based on established criteria, methodologies and ratings definitions which they apply in a consistent manner. Fitch Ratings provides coverage of the following markets: Economics, Banks, Insurance, Sovereigns, Corporates, Structured Finance, Public Finance – International, Public Finance – US, Infrastructure & Project, and Finance.

Part of Moody's Corp., Moody's de México SA de CV is a company based in Mexico City, Mexico. The Mexican company provides investment research.

Inter-American Development Bank engages in the provision of development financing to the Latin American and the Caribbean region. Its activities include provision of loans, grants, and technical assistance; and conducts extensive research. It provides services to the central governments, provinces, municipalities, private firms, and non-governmental organizations. The company was founded in 1959 and is headquartered in Washington, DC.

Fitch Venezuela Sociedad Calificadora de Riesgo SA (Fitch Venezuela) is an investment research firm headquartered in Caracas, Venezuela. The firm was founded in 1995 and is a subsidiary of Great Britain-based Fitch Ratings Ltd., ultimately held by The Hearst Family Trust in the US. Fitch Venezuela provides credit ratings, commentary and research for global capital markets.

Fitch Chile Clasificadora de Riesgo Ltda. (Fitch Ratings Chile) is an investment research firm headquartered inSantiago, Chile. The firm was founded in 1988 and they are a subsidiary of Fitch Holding SA, ultimately held by The Hearst Family Trust in the US. Fitch Ratings Chile provides credit ratings, commentary and research. Their ratings analysis and rating decisions are based on established criteria, methodologies and ratings definitions which they apply in a consistent manner. The firm provides coverage of the following markets: Economics, Banks, Insurance, Sovereigns, Corporates, Structured Finance, Public Finance – International, Public Finance – US, Infrastructure & Project, and Finance.

Part of Holding Rating Peru SAC, Apoyo & Asociados Internacionales SAC is a Peruvian company that provides classification services to entities. The company is based in Lima, Peru. The company assigns a team to conduct an initial classification based on the information received from the entity and the sector to which it belongs. The company was founded in 1993. Rafael Ortiz de Zevallos has been the CEO of the company since 1993.

Banca Afirme SA de CV provides banking and financial services, including savings accounts, deposits, loans, mortgages and corporate financing. The company was founded in 1991 and is headquartered in Monterrey, Mexico.

Part of UBS Group AG, Banco de Inversión Afirme SA is a financial institution based in Monterrey, Mexico. Banco de Inversión Afirme SA offers a range of products to strategically organize monetary flows, providing greater optimization and control. The Mexican company's investment options cater to individuals, corporations, and those exempt from ISR, with special products to suit different lifestyles. The company was founded in 2006 and is led by CEO Jesús Antonio Ramírez Garza.

FIX SCR SA Agente de Calificación de Riesgo (FIX SCR Argentina) is an independent investment research firm headquartered in Buenos Aires, Argentina. FIX SCR Argentina provides accurate, timely and forward-looking credit opinions to the credit markets. The firm is the local affiliate in Argentina of the Fitch Group.

Banco Regional de Monterrey SA engages in the provision of commercial banking services to corporate and individual clients. It provides savings, checking, and foreign currency accounts, credit card issuing, personal loans, business loans, insurance, and investment fund management. The firm also offers leasing and financing products for new and used vehicles. The company was founded on February 14, 1994 and is headquartered in San Pedro Garza Garcia, Mexico.