Yerulan Aytashovich Kusainov

Kazkommertsbank JSC engages in the provision of banking and financial solutions. It operates through the following business segments: Retail Banking, Corporate Banking, Investment Banking, and Other. The Retail Banking segment represents private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans, and mortgages. The Corporate segment provides direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, and documentary credits. The Investment Banking segment involves financial instruments trading, structured financing, merger and acquisitions advice, foreign currency, and derivative products. The Other segment covers insurance operations and other activities. The company was founded in July 1990 and is headquartered in Almaty, Kazakhstan.

Temirbank OJSC provides retail banking, corporate banking and correspondent banking services. It is a universal financial institution rendering a wide range of services both to corporate and individual clients. The company operates its business through five segments: Corporate Banking, Small & Medium Business, Retail Banking, Investment Activity and Other. The Corporate Banking segment engages in the small and medium size legal entities current accounts, deposits, overdrafts, loan and other credit facilities, foreign currency and trade finance products. The Small & Medium Business segment engages in the individual entrepreneurs and small and medium enterprises current accounts, deposits, overdrafts, loan and other credit facilities, currency and trade finance products. The Retail Banking segment engages in the private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans, mortgages, cash and foreign currency related services. The Investment Activity segment engages in the financial assets and liabilities used for trading or investment purposes, financing, and merger and acquisitions transaction support. The company was founded on March 26, 1992 and is headquartered in Almaty, Kazakhstan.