Robert Ensinger

National Foundation For Credit Counseling, Inc. provides certification for counselors and educational curriculum support services. The non-profit company is based in Silver Spring, MD and has subsidiaries in the United States. The company was founded in 1951. Michael F. Croxson has been the CEO of the company since 2022.

IQAM Invest GmbH is the Austria-based investment management subsidiary of DekaBank Deutsche Girozentrale, which is owned by Deutscher Sparkassen-und Giroverband eV in Germany. Formerly Spängler IQAM Invest GmbH, the firm was founded in 2010 by Spängler KAG and the Institute for Quantitative Asset Management. Headquartered in Salzburg with an additional office in Vienna, IQAM Invest offers a large number of portfolio strategies for institutional investors and tailored investment solutions for individual clients.