Ramdas Janardhana Kamath

Acropetal Technologies Ltd. is a business technology solutions company, which engages in the provision of on-demand innovative solutions in the verticals of education, healthcare, manufacturing CPG and retail, government and citizen services, energy and environment, and engineering and infrastructure. It operates through the following segments: Engineering Design, Information Technology Services, and Healthcare. The company was founded by Ravi Kumar Doraiswamy on April 25, 2001 and is headquartered in Bangalore, India.

Andhra Bank Ltd. engages in the provision of commercial banking services. It operates through the following segments: Treasury, Corporate or Wholesale Banking, Retail Banking, and Other Banking Operations. The company was founded by Bhogaraju Pattabhi Sitaramayya on November 20, 1923 and is headquartered in Hyderabad, India.

Indian Banks' Association (IBA) is a premier service organization of the banking industry in India. IBA is based in Mumbai, India. Its members include public sector banks, private sector banks, foreign banks, co-operative banks, regional rural banks, and all financial institutions. IBA provides guidance notes for banks on Know Your Customer (KYC) norms and Anti-Money Laundering (AML) standards. The association also promotes digital banking and encourages the use of electronic payment options such as RTGS, NEFT, UPI, Rupay card, internet, and mobile banking.