Philip Stanik

CRIF SpA specializes in credit bureau and business information, outsourcing and processing services, and credit solutions. The firm serves lenders, central banks, companies, consumers, media, insurance companies, and capital markets. The company was founded by Carlo Gherardi in 1988 and is headquartered in Bologna, Italy.

CRIF Bürgel GmbH provides creditworthiness information about companies and private individuals. It also offers tailor-made solutions for credit risk, credit rating, fraud prevention, and address management. The company was founded in July 2017 and is headquartered in Munich, Germany.

Nomisma SpA provides economic research and consulting services for businesses, associations and public administrations at national and international levels. Its expertise includes sector policies, labor market, professions, agriculture, trade and consumption, monitoring and evaluation, business and credit, project planning and management, and technical assistance. The company was founded by Nerio Nesi and Francesco Bignardi in 1981 and is headquartered in Bologna, Italy.

Founded in 1997, CRIF Decision Solutions Ltd. is a part of CRIBIS Holding Srl and provides insurance services. The company is based in London, UK.

CRIBIS Holding SRL engages in the management of its investments. It holds interests in companies in the business information and credit scoring sectors. The company is headquartered in Milan, Italy.

AXON INSIGHT AG specializes in data management and data transformation. It distributes its products and services under the AXON Fintech, AXON Vibe, AXON Insight, AXON Ivy, mappuls, KLARA, and finform brands. The company was founded by Stephan Muff on March 8, 2000 and is headquartered in Lucerne, Switzerland.

Part of CRIBIS Holding Srl, Erif Biuro Informacji Gospodarczej SA is a Polish company that collects and provides data to help recover money, assess financial situations, and evaluate financial conditions. The company is based in Warsaw, Poland and has been operating since 2007, collaborating with entrepreneurs throughout Poland. The company secures data to prevent fraud and support risk assessment related to contract negotiation and enforcement. The company also provides documents and electronic materials for institutions and local governments.