Peter Kristian Johansson

Mandatum Henkivakuutusosakeyhtiö Oy (Mandatum Life) is an insurance firm headquartered in Helsinki, Finland. The firm was founded in 1997 as Henki Sampo and is a subsidiary of Sampo Oyj (HEL: SAMPO). Mandatum Life provides comprehensive wealth and preparedness services to its private and corporate clients in Finland and the Baltic countries. Services include unit-linked insurance and related asset management, savings and investment services, personal insurance and corporate retirement and compensation solutions, and related consulting.

Postipankki Oyj provides lending and other banking services in Finland with branch offices in London, New York and Singapore and representative offices in Moscow, Tokyo, Stockholm and Tallinn. Lending to private consumers accounted for 43% of domestic loan portfolio in 1997; corporate sector, 23%; public sector, 15%; financial institutions, 15% and other, 4%. Interest income accounted for 84% of 1997 revenues; commissions and fees, 13%; foreign exchange income, 2% and leasing, securities income and other, 1%.

If P&C Insurance Holding Ltd. provides property and casualty insurance products. Its property insurance products include fire insurance, insurance against machinery breakdown, all risk insurance, business interruption insurance and project insurance. The firm casualty insurance products include general liability, product liability, recall, professional indemnity, directors' and officers' liability, crime, errors and omissions, environmental impairment liability and environmental cost insurance. The company also provides marine, employee benefit and motor insurance products. If P&C Insurance Holding is headquartered in Solna, Sweden.