Larissa P. Zdanovich

Kazkommertsbank JSC engages in the provision of banking and financial solutions. It operates through the following business segments: Retail Banking, Corporate Banking, Investment Banking, and Other. The Retail Banking segment represents private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans, and mortgages. The Corporate segment provides direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, and documentary credits. The Investment Banking segment involves financial instruments trading, structured financing, merger and acquisitions advice, foreign currency, and derivative products. The Other segment covers insurance operations and other activities. The company was founded in July 1990 and is headquartered in Almaty, Kazakhstan.

BTA Life Insurance JSC provides life insurance services. The private company is based in Almaty, Kazakhstan.

Part of Halyk Savings Bank of Kazakhstan JSC, BTA Insurance JSC is a Kazakhstani company that provides auto, property, and liability insurance services. The company is based in Almaty, Kazakhstan.

BTA Bank Belarus CJSC operates as a commercial bank. It engages in the deposits attraction and granting of loans, money transfers, foreign exchange transaction, as well as operations with securities. The company was founded on July 25, 2002 and is headquartered in Minsk, Belarus.

Timer Bank PJSC provides retail and corporate banking services. It offers debit and credit cards, deposits, loans and mortgages, issue of guarantees, money transfers, safekeeping of valuables, acquiring, investment, foreign exchange, as well as settlement and cash operations. The company was founded on August 2, 1991 and is headquartered in Kazan, Russia.

Part of Armeconombank OJSC, BTA Bank CJSC (Armenia) is a company based in Yerevan, Armenia. The Armenian company offers a wide range of services in the fields of detailed business, tourism, exploration, and customer service. The company has faced challenges due to the COVID-19 pandemic, resulting in a decline in the global economy and a significant increase in the demand for disinfection services. Despite these challenges, the company has continued to thrive and expand its business operations. In 2016, BTA Bank CJSC (Armenia was acquired by Armeconombank OJSC from BTA Bank JSC.

United Cement Group (UCG) is the largest cement holding in Uzbekistan, operating in the production of general construction and special grades of cement. The group focuses on sustainable development, paying special attention to social issues, ecology, and energy efficiency. UCG implements ESG standards at plants in Uzbekistan and has undertaken a large-scale reconstruction of production, including a project to transfer cement mill no. 8 to a closed cement grinding cycle. The group's enterprises produce high-quality cement used in the construction of key infrastructure facilities in the region. UCG has several subsidiaries, including Kyzylkumcement JSC, Kuvasaycement JSC, Bekabadcement JSC, OJSC Kantsky Cement Plant, Technoline LLC, and Yangiyul Grinding Station.