Kimberly A. McGillicuddy

First Niagara Risk Management, Inc. provides insurance services. It offers property/casualty insurance, general & excess liability, commercial auto, umbrella, crime, employment practices liability, directors & officers liability, fiduciary liability, electronic data processing, errors & omissions, pollution liability, inland marine and ocean marine insurance services. The company was founded in 1968 and is headquartered in Buffalo, NY.

Hilb, Rogal & Hobbs Co. provides insurance services. It also provides risk management intermediary services which involves placing various types of insurance, including property and casualty, employee benefits, professional liability and other areas. The company was founded by Bob Hilb and is headquartered in Glen Allen, VA.