Julia White MacMillan

MBNA Corp. issues credit cards. The company through its subsidiary, MBNA America Bank, N.A., provides various financial services in the United States, Canada, United Kingdom, Ireland and Spain. The company primarily offers lending, insurance and deposit account products and services. Its lending products include credit cards, consumer loans, home equity loans, aircraft loans, mortgage loans, business credit cards and other business lending products to individuals and small businesses. In addition to its credit card lending, the company makes other consumer loans, including installment and revolving unsecured loan products, mortgage loans, insurance premium financing loans, aircraft loans and other specialty lending products to consumers and commercial loans, which include business card products, professional practice financing loans and other specialty lending products to small businesses. MBNA also offers insurance and deposit products, including money market deposit accounts and certificates of deposit. MBNA is headquartered in Wilmington, DE.

American Medical Association engages in promoting the art and science of medicine and the betterment of public health. It offers services to physicians, residents, medical students, and patients. The company was founded by Nathan Smith Davis in 1847 and is headquartered in Chicago, IL.

Ryder Systems Ltd. develops software in the field of telecommunications. The company provides electronic and on line billing services. It is located in Blackburn, UK.

4tell Solutions LLC develops technology that optimizes the financial, energy, environmental, security and social performance of real estate. Its services include client and asset services which include technology implementation strategy and planning, system setup, configuration, customization, integration and hosting, data interface, exchange, validation, migration and conversion and technical support, user training, custom reporting and analysis. The company was founded in 1992 and is headquartered in Portland, ME.