Darren M. Cantlay

McIntosh Bancshares, Inc. operates as the bank holding company for McIntosh State Bank that provides commercial banking products and services to individuals and businesses. The bank is a community oriented, full-service commercial bank serving the Georgia counties of Butts, Jasper, and South Henry through offices in Jackson, Monticello, Locust Grove, and McDonough. It offers checking, savings, individual retirement and time deposit accounts, safe deposit boxes, issues ATM and debit cards, conducts wire transfers, internet banking and cash management, lending services for commercial, industrial, real estate, municipal and leasehold financing and also offers personal secured and unsecured credit. McIntosh State Bank also provides secondary market financing for conforming residential real estate loans through conventional, Veterans Administration, Federal Housing Administration and Rural Development Authority programs. The bank also issues automated teller machines and debit cards, conducts wire transfers and offers Internet banking and cash management services. The company was founded in 1990 and is headquartered in Jackson, GA.

Appalachian Bancshares, Inc. operates as a holding company for Appalachian Community Bank. The firm, through its subsidiaries, provides a full range of retail and commercial banking products and services to individuals and small-to medium-sized businesses through its community banking relationship model. The company was founded in April 1996 and is headquartered in Ellijay, GA.