Ruben de Freitas Novaes

Banco Votorantim SA engages in the provision of banking services. It operates through the Retail and Wholesale segments. The Retail segment includes transactions with the characteristic of direct credit granting to consumer, credit granting, and credit card. The Wholesale segment refers to the financial operations and services directed at financial institutions and corporate. It offers loans and financing, derivatives, foreign trade, bank guarantees, real estate projects, investments, payments, and collection services. The company was founded in 1988 and is headquartered in São Paulo, Brazil.

Banco Nacional de Desenvolvimento Economico e Social SA engages in the provision of financing solutions to corporate clients, as well as micro-, small-, and medium-scale enterprises. Through its lending and investment subsidiaries, it is active in the non-reimbursable energy, agricultural, industrial, and civil infrastructure sectors. The company was founded on June 20, 1952 and is headquartered in Rio de Janeiro, Brazil.