Madhukar Dayal

Santander Holdings USA, Inc. is a parent holding company, which engages in the provision of banking services through Santander Bank. It operates through the following segments: Consumer and Business Banking; Commercial and Industrial Banking; Commercial Real Estate and Vehicle Finance; Corporate and Investment Banking; Santander Consumer USA Holdings Inc. and its subsidiaries (SC); and Other. The Consumer and Business Banking segment include consumer and business banking customers, including consumer deposit, business banking, residential mortgage, unsecured lending and investment services. The Commercial and Industrial Banking segment comprises commercial lines, loans, letters of credit, receivables financing, and deposits to medium- and large-sized commercial customers. The Commercial Real Estate and Vehicle Finance segment covers commercial loans to dealers and financing for commercial equipment and vehicles. The Corporate and Investment Banking segment focuses in the investment banking, institutional sales, and trading and offering research reports of Latin American and European equity and fixed-income securities. The SC segment encompasses consumer finance company focused on vehicle finance and third-party servicing. The Other segment involves in the certain unallocated interest expense on the company's borrowings and other debt obligations and certain unallocated corporate income and indirect expenses. The company was founded in 1987 and is headquartered in Boston, MA.

Santander Financial Services Plc engages in the provision of treasury, corporate, and wholesale banking services. It offers liquidity, funding, capital and balance sheet management requirements. The company was founded on January 24, 1989 and is headquartered in London, the United Kingdom.

Santander UK Plc provides banking services. It offers a range of personal and commercial financial products and services. The company operates through the following segments: Retail Banking, Corporate & Commercial Banking, Corporate & Investment Banking and Corporate Centre. The Retail Banking segment offers products and financial services to individuals and small businesses through a network of branches and ATMs, as well as through telephony, digital and intermediary channels. The Corporate & Commercial Banking segment offers products and financial services provided by relationship teams that are based in a network of regional CBCs and through telephony and digital channels. The Corporate & Investment Banking segment provides clients with products to manage currency fluctuations, protect against interest rate risk, and arrange capital markets finance and specialist trade finance solutions. The Corporate Centre segment is responsible for managing capital and funding, balance sheet composition, structure, pension and strategic liquidity risk. The company was founded in 1857 and is headquartered in London, the United Kingdom.

Federal Home Loan Bank of Pittsburgh engages in the provision of financial products and services. Its products include credit, mortgage, and banking products. The firm also offers advances and letters of credit, and various bank services like depository; electronic funds transfer; safekeeping; and settlement. Its community products include community lending program, banking on business, and blueprint communities. The company was founded in 1932 and is headquartered in Pittsburgh, PA.

The Institute of International Bankers is a national association that represents banking and financial institutions. The non-profit company is based in New York, NY.

Santander UK Group Holdings Plc engages in the wide range of personal and commercial financial products and services. The company is a part of Santander Group. It operates through the following segments: Retail Banking, Consumer Finance, Corporate and Commercial Banking, and Corporate Centre. The company was founded on September 23, 2013 and is headquartered in London, the United Kingdom.