Z. Andrew Yarumian

Founded in 1981, Morse, Williams & Co. is a registered investment advisor located in New York City. The firm is a subsidiary of Evercore Wealth Management LLC and their ultimate parent is Evercore Partners, Inc. (NYSE: EVR), a New York City-based investment banking firm. Morse, Williams & Co. provides separate account management for tax-exempt institutions and taxable clients. Through an affiliate, they also manage The Wall Street Fund, a mutual fund focused on small- and mid-cap growth stocks.

John Hancock Mutual Life Insurance Co. provides life insurance products and services. It offers whole life, term life, variable life and universal life insurance as well as college savings products, fixed & variable annuities, long-term care insurance, mutual funds and various forms of business insurance. The company's insurance products are issued by the following John Hancock insurance companies: John Hancock Life Insurance Company, John Hancock Variable Life Insurance Company, John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York. John Hancock Mutual Life Insurance was founded in 1862 and is located in Boston, MA.

Schneider Capital Management Corp. (SCM) is an independent investment advisor headquartered in Wayne, Pennsylvania and was founded in 1996. SCM's business consists of providing fully discretionary investment management services and investment advice to institutional investors, investment companies, and pension and profit sharing plans.