Michael Emmel

FWU AG operates as holding firm with interest in investments. It includes in finance and accounting, legal, marketing, sales, PR and product development, as well as operational responsibilities. The firm focuses in the design, administration, and distribution of tailor-made investment products, especially unit-linked life and pension insurance policies. The company was founded by Manfred J. Dirrheimer in 1983 and is headquartered in Munich, Germany.

ATLANTICLUX Lebensversicherung SA provides life insurance services. It offers fund-linked life assurance products individually tailored to the needs of market partners. In addition, it is responsible for the administration of tariffs in fund-linked life assurance and for customer-related account management. The company was founded on October 28, 1987 and is headquartered in Luxembourg.

Part of FWU AG, FWU Factoring GmbH is a German life insurance company that offers state-of-the-art investment technology and flexible options for personal needs. The company is based in Grunwald, Germany. The CEOs of the company are Jürgen Schneider, Stefan Kunowski. FWU Factoring partners with businesses to achieve their goals through technology-based investments, financial engineering, and value-related commission. The company combines innovative technology with a consumer-first approach to provide cutting-edge investment products like Forward Quant, which focuses on securing future dreams. FWU Factoring has been serving over 1 million customers since 1983.

Athora Lebensversicherung AG provides insurance and reinsurance services, specializing in the management of insurance portfolios in the areas of annuities and retirement planning. The company was founded in 1836 and is headquartered in Wiesbaden, Germany.