Harold F. McElraft

The Group's principal activity is to invest in mortgage backed securities and mortgage loans. Its operating in three segments through its subsidiaries: the REIT, operated through Hanover; consulting and outsourcing services marketed to the mortgage industry, operated by Hanover Capital Partners Ltd (HCP); and loan sale advisory services and technology solutions for the mortgage industry, operated by Hanover Trade Inc (HT). It also provides advisory services, document processing and on-line exchange services for trading loan pools and loan sale advisory services for third parties. It also provides asset-management services, including due diligence and administrative responsibilities. The Group solely operates in the United States.