Emily E. Robare

Gurtin Fixed Income Management LLC, do-business-as Gurtin Municipal Bond Management (Gurtin), is a wealth management firm headquartered in Solana Beach, California. The firm was founded by Bill Gurtin in 2008 and they are a wholly-owned subsidiary of Pacific Investment Management Co. LLC, ultimately held by Allianz SE (ETR: ALV) in Germany. Gurtin provides asset management services on a discretionary and non-discretionary basis for individuals, high net-worth individuals, charitable organizations, investment companies, pooled investment vehicles, pensions, retirement and profit sharing plans (but not plan participants), corporations and other businesses, and insurance companies.

Moody's Investors Service, Inc. is a credit rating and investment research firm headquartered in New York City. They are a subsidiary of Moody's Corp. (NYSE: MCO). The firm performs international financial research and analysis on commercial and government entities and provides a variety of analytic tools for assessing credit risk. Their clients include creditors, investment banks and commercial banks.