David Raiffe Coates

Davenham Group Plc was engaged in the granting of credit to businesses and working capital facilities. The company operated in three segments: Property Finance, Trade Finance and Asset Finance. The Property Finance segment provided bridging finance to fund land. The Trade Finance segment provided working capital solution for importers. The Asset Finance segment lended against new and owned assets through hire purchase and leasing. The company was founded in 1991 and was headquartered in Manchester, the United Kingdom.

Foundation for Credit Counselling, also known as StepChange Debt Charity, provides free expert debt advice and solutions to individuals struggling with debt. The private company is based in Leeds, UK, and has subsidiaries in the United Kingdom. The British company offers a range of services, including debt management plans, individual voluntary arrangements, debt relief orders, bankruptcy advice, equity release advice, and mortgage advice. The company also provides online tools such as benefits calculators, card repayment calculators, and debt consolidation calculators. The company was founded in 1992 by Malcolm Hurlston, Vic Ware, and Vikki Brownridge has been the CEO of the company since 2023.