Gunnar Heggheim

Sparebanken Sogn og Fjordane engages in the provision of banking, investment, personal and home loans, bill payments, overdraft and other financial services. It operates through the following segments: Finance; Corporate Banking, Market, Public Sector, Financial Sector; Retail Market Including Bustadkreditt, Other, Estate Agency, and Property Management. The Finance segment deals with financing and managing liquidity. The Corporate Banking, Market, Public Sector, Financial Sector segment offers financing, deposits, investments, insurances, foreign currency services and interest rate instruments to small and medium-sized enterprises, the public sector and financial sector. The Retail Market Including Bustadkreditt segment provides financial services to retail customers. The Other segment supplies supplies services to Sparebankstiftinga Sogn og Fjordane and manages various properties. The Estate Agency segment refers to estate agency services in conjunction with the purchase and sale of properties. The Property Management segment handles the group’s largest properties. The company was founded in 1842 and is headquartered in Forde, Norway.