L&T Finance Holdings Limited is an India-based non-banking financial company (NBFC), which offers a range of financial products and services under the L&T Finance brand. The Company's segments include Retail business, Wholesale business, Defocused business and Others. The Retail business segment comprises farmer finance, such as farm equipment finance and Agri allied finance; rural business finance, such as micro finance loans and rural business loans; urban finance, such as two-wheeler finance, consumer loans, retail housing loans and loans against property; small and medium-sized enterprises loans, and retail portfolio acquisitions. The Wholesale business segment comprises real estate finance and infrastructure finance. The Defocused business segment comprises structured corporate loans, debt capital market and other discontinued products. The Others segment comprises asset management and other business/investment activities.
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