Beurs gesloten -
Nyse
22:02:00 26-04-2024
|
Variatie 5 dagen
|
Verschil t.o.v. 1 jan (%)
|
235,6
USD
|
-0,62%
|
|
+1,99%
|
+25,78%
|
Fiscaal tijdperk: december |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Marktkapitalisatie
1 |
101.867
|
97.356
|
126.717
|
110.404
|
136.523
|
169.497
|
-
|
-
|
Bedrijfswaarde
1 |
101.867
|
97.356
|
126.717
|
110.404
|
136.523
|
169.497
|
169.497
|
169.497
|
K/w-verhouding
|
15,6
x
|
32,1
x
|
16,3
x
|
15
x
|
16,7
x
|
18,3
x
|
16
x
|
14
x
|
Dividendrendement
|
1,32%
|
1,42%
|
1,05%
|
1,41%
|
1,28%
|
1,18%
|
1,24%
|
1,47%
|
Marktkapitalisatie/omzet
|
2,34
x
|
2,7
x
|
2,99
x
|
2,09
x
|
2,26
x
|
2,55
x
|
2,35
x
|
2,18
x
|
Bedrijfswaarde/omzet
|
2,34
x
|
2,7
x
|
2,99
x
|
2,09
x
|
2,26
x
|
2,55
x
|
2,35
x
|
2,18
x
|
Bedrijfswaarde/EBITDA
|
-
|
-
|
-
|
-
|
7,99
x
|
7,19
x
|
6,37
x
|
-
|
Bedrijfswaarde/FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
4,7
x
|
4,55
x
|
6,05
x
|
4,75
x
|
5,12
x
|
5,47
x
|
4,88
x
|
4,64
x
|
Aantal aandelen (in duizenden)
|
818.271
|
805.190
|
774.556
|
747.233
|
728.746
|
719.303
|
-
|
-
|
Referentieprijs
2 |
124,5
|
120,9
|
163,6
|
147,8
|
187,3
|
235,6
|
235,6
|
235,6
|
Datum van publicatie
|
24-01-20
|
26-01-21
|
25-01-22
|
27-01-23
|
26-01-24
|
-
|
-
|
-
|
Fiscaal tijdperk: december |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Omzet
1 |
43.556
|
36.087
|
42.380
|
52.862
|
60.515
|
66.400
|
72.197
|
77.753
|
EBITDA
1 |
-
|
-
|
-
|
-
|
17.087
|
23.578
|
26.620
|
-
|
Bedrijfsresultaat (EBIT)
1 |
12.002
|
9.026
|
9.270
|
11.767
|
15.436
|
17.847
|
19.125
|
19.542
|
Operationele Marge
|
27,56%
|
25,01%
|
21,87%
|
22,26%
|
25,51%
|
26,88%
|
26,49%
|
25,13%
|
Resultaat voor belastingen (EBT)
1 |
8.429
|
4.296
|
10.689
|
9.585
|
10.513
|
12.100
|
13.442
|
14.792
|
Nettowinst (verlies)
1 |
6.663
|
3.036
|
7.917
|
7.400
|
8.252
|
9.242
|
10.296
|
11.354
|
Nettomarge
|
15,3%
|
8,41%
|
18,68%
|
14%
|
13,64%
|
13,92%
|
14,26%
|
14,6%
|
WPA
2 |
7,990
|
3,770
|
10,02
|
9,850
|
11,21
|
12,87
|
14,76
|
16,89
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF-marge
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Kasstroomconversie (ebitda)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Kasstroomconversie (nettowinst)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per aandeel
2 |
1,640
|
1,720
|
1,720
|
2,080
|
2,400
|
2,791
|
2,912
|
3,456
|
Datum van publicatie
|
24-01-20
|
26-01-21
|
25-01-22
|
27-01-23
|
26-01-24
|
-
|
-
|
-
|
Fiscaal tijdperk: december |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Omzet
1 |
12.145
|
11.735
|
13.395
|
13.556
|
14.176
|
14.281
|
15.054
|
15.381
|
15.799
|
15.801
|
16.612
|
16.788
|
17.289
|
17.204
|
18.061
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Bedrijfsresultaat (EBIT)
1 |
2.359
|
2.679
|
2.953
|
3.237
|
2.898
|
3.222
|
4.000
|
4.333
|
3.949
|
4.414
|
4.506
|
4.583
|
4.520
|
4.564
|
4.831
|
Operationele Marge
|
19,42%
|
22,83%
|
22,05%
|
23,88%
|
20,44%
|
22,56%
|
26,57%
|
28,17%
|
25%
|
27,93%
|
27,13%
|
27,3%
|
26,14%
|
26,53%
|
26,75%
|
Resultaat voor belastingen (EBT)
1 |
2.306
|
2.712
|
2.543
|
2.459
|
1.871
|
2.167
|
2.734
|
3.100
|
2.512
|
3.145
|
3.071
|
3.105
|
2.838
|
3.162
|
3.433
|
Nettowinst (verlies)
1 |
1.679
|
2.069
|
1.964
|
1.851
|
1.546
|
1.788
|
2.142
|
2.418
|
1.904
|
2.405
|
2.345
|
2.371
|
2.166
|
2.415
|
2.621
|
Nettomarge
|
13,82%
|
17,63%
|
14,66%
|
13,65%
|
10,91%
|
12,52%
|
14,23%
|
15,72%
|
12,05%
|
15,22%
|
14,12%
|
14,12%
|
12,53%
|
14,04%
|
14,51%
|
WPA
2 |
2,180
|
2,730
|
2,570
|
2,470
|
2,070
|
2,400
|
2,890
|
3,300
|
2,620
|
3,330
|
3,264
|
3,305
|
3,089
|
3,514
|
3,719
|
Dividend per aandeel
2 |
0,4300
|
0,5200
|
0,5200
|
0,5200
|
0,5200
|
0,6000
|
0,6000
|
0,6000
|
0,6000
|
0,7000
|
0,7000
|
0,7111
|
0,7111
|
0,7800
|
0,7800
|
Datum van publicatie
|
25-01-22
|
22-04-22
|
22-07-22
|
21-10-22
|
27-01-23
|
20-04-23
|
21-07-23
|
20-10-23
|
26-01-24
|
19-04-24
|
-
|
-
|
-
|
-
|
-
|
Fiscaal tijdperk: december |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Nettoschuldpositie
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Nettokaspositie
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Hefboom (schuld/ebitda)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (netto-inkomsten/eigen vermogen)
|
30,4%
|
13,2%
|
35,2%
|
30,2%
|
31,5%
|
31,5%
|
32,4%
|
34,8%
|
ROA (netto-inkomsten/totale activa)
|
3,54%
|
1,56%
|
4,17%
|
3,55%
|
3,37%
|
3,41%
|
3,6%
|
3,5%
|
Totale activa
1 |
188.487
|
194.503
|
189.993
|
208.498
|
244.728
|
271.163
|
286.351
|
324.397
|
Nettoactief per aandeel
2 |
26,50
|
26,60
|
27,10
|
31,10
|
36,60
|
43,00
|
48,30
|
50,80
|
Cashflow per aandeel
|
16,40
|
6,940
|
18,50
|
-
|
-
|
-
|
-
|
-
|
Capex
1 |
1.645
|
1.478
|
1.550
|
-
|
1.563
|
1.306
|
1.285
|
-
|
Capex/omzet
|
3,78%
|
4,1%
|
3,66%
|
-
|
2,58%
|
1,97%
|
1,78%
|
-
|
Datum van publicatie
|
24-01-20
|
26-01-21
|
25-01-22
|
27-01-23
|
26-01-24
|
-
|
-
|
-
|
Gemiddeld advies Accumuleren Laatste slotkoers
235,6
USD Gemiddelde koersdoel
223,2
USD Spread / Gemiddelde doel -5,27% Consensus |
Vaira. 1 jan.
|
Kapi.
|
---|
| +25,78% | 169 mld. | | +11,51% | 55,87 mld. | | -1,21% | 8,56 mld. | | -8,69% | 481 mln. | | +6,64% | 473 mln. | | +4,59% | 305 mln. | | -7,50% | 202 mln. | | 0,00% | 174 mln. |
Consumentenkredietkaartdiensten
|