David Holmes

Pepper Homeloans Pty Ltd. provides residential mortgage lending services. The fim's services include unlimited redraw, additional repayment facilities, and no annual or account keeping fees. It offers lending, asset servicing, property investment & advisory, broker portal and bond investing services. Pepper Homeloans was founded by Michael Charles Culhane and Richard Eugene Klemmer in 2001 and is headquartered in North Sydney, Australia.

Part of Lehman Brothers Holdings, Inc., Preferred Mortgages Ltd. is a British company that provides mortgages and other personal credit services. The private company is based in London, UK. The company was founded in 1995. Preferred Mortgages was acquired by Lehman Brothers Holdings, Inc. on December 15, 2003.

Santander UK Plc provides banking services. It offers a range of personal and commercial financial products and services. The company operates through the following segments: Retail Banking, Corporate & Commercial Banking, Corporate & Investment Banking and Corporate Centre. The Retail Banking segment offers products and financial services to individuals and small businesses through a network of branches and ATMs, as well as through telephony, digital and intermediary channels. The Corporate & Commercial Banking segment offers products and financial services provided by relationship teams that are based in a network of regional CBCs and through telephony and digital channels. The Corporate & Investment Banking segment provides clients with products to manage currency fluctuations, protect against interest rate risk, and arrange capital markets finance and specialist trade finance solutions. The Corporate Centre segment is responsible for managing capital and funding, balance sheet composition, structure, pension and strategic liquidity risk. The company was founded in 1857 and is headquartered in London, the United Kingdom.

Citibank NA engages in the provision of banking services. It offers retail and commercial banking; credit cards; banking, capital markets, and advisory; markets and securities services; private banking; and treasury and trade solutions. The company was founded on June 16, 1812 and is headquartered in New York, NY.

Pepper Australia Pty Ltd. operates as a financial services business. It specializes in lending, advisory, and asset management across the residential and commercial property sectors as well as consumer, auto, and equipment finance. The company was founded by Michael Charles Culhane in 2001 and is headquartered in North Sydney, Australia.

Part of FSA Group Ltd., Azora Finance Pty Ltd. is a finance company based in Australia Square, Australia. The company specializes in providing tailored finance solutions to SMEs and self-employed Australians to help them achieve home ownership and grow their business. The private company offers flexible financing options for new or used business critical equipment up to $60,000. Azora Finance was acquired by Azora Finance Group Pty Ltd. on September 01, 2021.