Martti Ala-Härkönen

Postipankki Oyj provides lending and other banking services in Finland with branch offices in London, New York and Singapore and representative offices in Moscow, Tokyo, Stockholm and Tallinn. Lending to private consumers accounted for 43% of domestic loan portfolio in 1997; corporate sector, 23%; public sector, 15%; financial institutions, 15% and other, 4%. Interest income accounted for 84% of 1997 revenues; commissions and fees, 13%; foreign exchange income, 2% and leasing, securities income and other, 1%.

Silta Oy provides human resources (HR) and payroll services. Its offer includes analytics, comprehensive outsourcing, business-oriented HR renewals, and improvement of workforce productivity The company was founded in 2001 and is headquartered in Helsinki, Finland.

Rettig ICC BV manufactures and supplies heat emitters and indoor climate comfort systems. Its product includes steel panel and designer radiators hydronic and electric radiator applications, towel warmers, under floor heating, convectors, air conditioning, solar panels and heat pumps. The company was founded in 1970 and is headquartered in Maastricht-Airport, the Netherlands.

Part of CGI, Inc., Komartek Oy develops and markets software systems for district heating, water supply, and facility management. The private company is based in Lappeenranta, Finland.