Andrew Karantzis

Southern Cross Payment Ltd. is a e-money, payments and identity technology company, which provides online identity authentication and payment verification services. Its services include remote identity verification, payment authentication and payment processing. It also provides an on-boarding service for merchants, with payment and identity service through their Paydentity and ISXPay solutions. The company was founded by Todd Richards and Nickolas John Karantzis in 1996 and is headquartered in East Melbourne, Australia.

Diverse IT Pty Ltd. provides information technology support services. It specializes in information technology networks, security, infrastructure, disaster recovery, cloud, mobility, satellite, and wireless communications. The firm's wireless services include solar powered repeater systems, point to point laser technology, licensed and unlicensed spectrum, wifi and spectrum surveys, and wireless network. The company was founded in 2000 and is headquartered in Perth, Australia.